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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170816 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170877)

Paypal take too long to take money from your account...

Paypal take too long to take money from your account which can cause confusion. Also when you have pay nothing for 3 months for example you still have to make minimum payments via direct debit. I find the app very confusing and not very straight forward. There is definitely room for improvement Reviewed on: 22nd May 2024

Very handy with the no interest for 4 months on purc...

Very handy with the no interest for 4 months on purchases over £100 and low interest on smaller purchases Reviewed on: 22nd May 2024

Fab Service.

Fab Service. Fast response and resolution to queries. Enables me to have that breathing room and flexibility of my finances. Reviewed on: 22nd May 2024

I was pleasantly suprised with PayPal Credit.

I was pleasantly suprised with PayPal Credit. It has provided me with flexibilty for larger purchases and improved my credit score. It is well integrated into the PayPal app, easy to apply to and is accepted for most of the online shopping sites I use. Reviewed on: 22nd May 2024

Very good service and excellent customer care

Very good service and excellent customer care Reviewed on: 22nd May 2024

Easy Pay

Easy transactions. Never a problem with repayments due to regular reminders. And are ready to help if struggling for some reason. PayPal accepted in more places, which helps with online purchasing. Could Maude do with getting even more companies to use PayPal Reviewed on: 22nd May 2024

PayPal credit is there for me when I need it most it...

PayPal credit is there for me when I need it most it's a godsend being able to purchase items when urgently needed and not having the funds to do so. Reviewed on: 22nd May 2024

Brilliant service for low income family like myself .

Brilliant service for low income family like myself . Can purchase something before hand Reviewed on: 22nd May 2024

No problems so far

I've not needed to contact customer service so cannot comment on the service.......but it means I haven't had a need to as all my transactions have gone smoothly! Reviewed on: 22nd May 2024

Seamless payments integration with so many websites

Seamless payments integration with so many websites Reviewed on: 22nd May 2024

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