Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171794 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171796)

Great experience , glad I can access to paypal credit

Great experience , glad I can access to paypal credit Reviewed on: 24th May 2024

Paypal credit was there when I needed it the most.

Paypal credit was there when I needed it the most. For example, when my fridge freezer broke down. I used paypal credit 36 months repayment 0% apr. What do you want more? It s working great for me! Reviewed on: 24th May 2024

Helped out when I was in need

Helped out when I was in need and now using PayPal credit has helped me increase my credit rating to excellent Reviewed on: 24th May 2024

Very easy to use and to set up takes the stress out...

Very easy to use and to set up takes the stress out of it all Reviewed on: 24th May 2024

My experience It's quite good I have had this accou...

My experience It's quite good I have had this account for over 15 years, I am satisfied and I use it whenever I need it I didn't have any problem because of this ok condition Thank you for allowing me to use PayPal Reviewed on: 24th May 2024

Everything is good, no problems whatsoever

Everything is good, no problems whatsoever Reviewed on: 24th May 2024

Very good experience for me.

Very good experience for me. Im use first time pay. Paypal use app easy way Reviewed on: 24th May 2024

PayPal allows me to pay in instalments, with multipl...

PayPal allows me to pay in instalments, with multiple stores and provides staments on what I spend. Reviewed on: 24th May 2024

PayPal is very quick and easy to use, provides you w...

PayPal is very quick and easy to use, provides you with a sense of security Reviewed on: 24th May 2024

PayPal has been great since have been using it

PayPal has been great since have been using it Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94654 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub