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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171820)

Paypal second to none

I have never had a bad experience with Paypal Reviewed on: 24th May 2024

Overall good

Can sometimes be confusing, like when you make an unscheduled payment and the payment goes through and takes you back to the payment screen. But overall good. Reviewed on: 24th May 2024

Fantastic service.

Fantastic service. Easy to get hold of and resolve issues very quickly. Reviewed on: 24th May 2024

You're in control!

I have really enjoyed the simplicity and transparency that PayPal provide, every different thing you can do with the app with sending and receiving money, using the credit pr just simply storing your card details on the app makes everything so much easier, PayPal has and will continue to be my preferred way of paying for everything, I pike how even in places that don't offer credit, you can still have the option to use credit or pay outright for the things you like, I also love how you have the flexibility to pay off how much you want and when you want, with little to no extra charge, I really feel like I am in charge of my money and have full control over my credit, I dont feel like you can get this service from any other provider, excellent product, excellent platform, easy to use! 10/10 Reviewed on: 24th May 2024

Better choice

Better choice ever easy to use , Reviewed on: 24th May 2024

Works well, easy to use and keep track of.

Works well, easy to use and keep track of. I like the App especially. PayPal also makes me feel confident in it's security. Reviewed on: 24th May 2024

Always helpful and handy 10/10 service

Always helpful and handy 10/10 service Reviewed on: 24th May 2024

he best way to purchase items that I need.

It's the best way to purchase items that I need. Household, clothing, health well-being products. Enabling me to manage budgeting within my means. PayPal credit I use for booking holidays and larger purchases the option to repay in 4 works for me. Reviewed on: 24th May 2024

excellent

very east to use and very convenient Reviewed on: 24th May 2024

Easy to use app

Easy to use app and great experience with managing finances Reviewed on: 24th May 2024

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