Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173927 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173975)

Couldn't recommend more

I've never had a bad experience, it's well organised, easy to set up and the terms are very clear. On the one occasion where I had made an error I spoke to customer service who went above and beyond to help me and resolved the issue within a few minutes. I find PayPal Credit to be a really helpful option for larger purchases for which I'd prefer to spread the cost, especially during the cost of living crisis. Reviewed on: 29th May 2024

Love how easy it is to pay family members for the li...

Love how easy it is to pay family members for the little bits and Bob's of every day life spending . Also when I buy something off the Internet I feel safe that no one has my personal bank details . Love the credit as well Reviewed on: 29th May 2024

5* as I feel safe using PayPal.

Much easier having the credit available, so I can purchase online easily & payback later at payday, and don’t need to worry. Reviewed on: 29th May 2024

wish they would give more 0 percent

wish they would give more 0 percent Reviewed on: 29th May 2024

Flexible

Its help me spread out payments. Reviewed on: 29th May 2024

Hassle-free Credit

Hassle-free transactions, payments and customer comms. Easy to understand breakdown of charges and changes. Credit limits are applied realistically which ensures no over extension of ability to make repayments. Reviewed on: 29th May 2024

Easy to use and I can buy items when I...

Easy to use and I can buy items when I need them Reviewed on: 29th May 2024

It was a nice experience with PayPal and its team fo...

It was a nice experience with PayPal and its team for the support. Reviewed on: 29th May 2024

Always find the staff very polite and helpful becaus...

Always find the staff very polite and helpful because I'm severely cited. It's easier for me to phone. And PayPal allows that. Reviewed on: 29th May 2024

Good credit limit, customer service can be better an...

Good credit limit, customer service can be better and more affective Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3840 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96214 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub