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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173861)

Efficient!

Efficient service! Excellent app! Reviewed on: 29th May 2024

Excellent and easy to use.

PayPal credit has been a great help with our monthly outgoings and holidays just as long as you keep up with the payments it’s brilliant and hassle free. Reviewed on: 29th May 2024

Excellent service!

Excellent service which makes things affordable. Easy, quick & efficient, you can keep an eye on how much you owe really easily & see when & where interest will kick in after the 0% period ends, The app is easy to navigate & makes it clear what you owe & by when, a really handy way to keep an eye on your finances within the PayPal family. Reviewed on: 29th May 2024

safe secure online shopping to suit all

i have used paypal for many years for my online purchases i started with ebay and as the variety of places to use paypal increased gave me more scope for online shopping i feel very safe using paypal if i had any issue with non delivery it is sorted extremely quickly and my money returned without quibble i do like using pay in 3 as it allows me to budget for some purchases without the cost of interest charges and the interest free offers over spends of £99 lets me make larger purchased with 4 months to pay overall i find paypal a safe secure way to shop and i will continue to be a loyal customer to the company Reviewed on: 29th May 2024

Easy approval, great customer service.

Easy approval, great customer service. Nice introductory offer too! Reviewed on: 29th May 2024

Excellent Service

Paypal is a game changer for me, no hidden terms and condition, I have all the information I need and even reminder of when payment is due. Reviewed on: 29th May 2024

Excellent overall Very helpful and a good customer s...

Excellent overall Very helpful and a good customer service team Reviewed on: 29th May 2024

paypal credit and my experience

i had used paypal credit to buy a gift for myself and it has a very simple application process and the decision was given instantly. this credit helped me a lot Reviewed on: 29th May 2024

So convenient but expensive.

So convenient but expensive. Monthly repayments and interest is high. But usability and ux are excellent. Reviewed on: 29th May 2024

Excellent service all round.

Excellent service all round. I have experienced no problems. Will continue to use. Reviewed on: 29th May 2024

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