Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173749)

I find it very useful but I wish more vendors had th...

I find it very useful but I wish more vendors had the option to use PayPal Reviewed on: 28th May 2024

I love pay pal

I find very good and secure payments Reviewed on: 28th May 2024

Very prompt response from customer service.

Very prompt response from customer service. Good offers from PayPal credit. Reviewed on: 28th May 2024

Easy to use and flexible.

Easy to use and flexible. Came in handy for emergency purchase. Reviewed on: 28th May 2024

Paypal credit offers great deals particularly with 0...

Paypal credit offers great deals particularly with 0% interest for 4 months if you spend £99, this is really good and I use this regularly if I want to purchase something across 4 months rather than spending a lump sum of cash in 1 transaction Reviewed on: 28th May 2024

PayPal is easy!

PayPal is easy to use. It’s accepted a lot of places and it’s easy to keep track of what I spend and the interest rates are quite good too. Reviewed on: 28th May 2024

Excellent

So easy to use, great system of reminders Reviewed on: 28th May 2024

Paypal is really user friendly and i enjoy the trans...

Paypal is really user friendly and i enjoy the transparency of services provided. Reviewed on: 28th May 2024

Stay safe and secure paypal offers so much more.

I find paying by paypal reassuring and much safer than placing my details on line for card payments. I have also got the security of knowing they will take on the case if things should go wrong. Disputes are sorted quickly and fairly. Reviewed on: 28th May 2024

Seamless, automatic and I feel very safe using my Pa...

Seamless, automatic and I feel very safe using my PayPal credit for payment Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96077 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub