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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173647)

It is a convenient way to make purchases in 4 intere...

It is a convenient way to make purchases in 4 interest free installments and it seems to be accepted in most of the online shops. Customer support was helpful when it was needed. Reviewed on: 28th May 2024

I have used PayPal credit many times

I have purchased many things with PayPal credit, including holidays, and the 4 months free credit really helps with budgeting Reviewed on: 28th May 2024

100% the best account I have ever had

100% the best account I have ever had Reviewed on: 28th May 2024

Easy to use, simple and effective when things go wro...

Easy to use, simple and effective when things go wrong and interest rates can be got at 0% on some deals which is fantastic, the other times there is interest rates to pay it’s not to bad.its a good way to buy now pay later. Reviewed on: 28th May 2024

Easy to use

Easy to use, payments straight forward, just an easy experience. Reviewed on: 28th May 2024

Paypal is fantastic way to help you get the things y...

Paypal is fantastic way to help you get the things you want with time to pay not heavy repayments but what you can afford and also is a safe way to buy things with a piece of mind Reviewed on: 28th May 2024

best app .

best app ... it is very easy to transfer money between friends and just as easy to use for online shopping Reviewed on: 28th May 2024

Used for a few years now and always easy when using...

Used for a few years now and always easy when using to pay, I've nit been able to get a credit limit increase, but it is still a great service Reviewed on: 28th May 2024

Good very nice like a bunch would highly recommend

Good very nice like a bunch would highly recommend Reviewed on: 28th May 2024

Absolutely amazing helped us out refurbished house

Absolutely amazing helped us out refurbished house Reviewed on: 28th May 2024

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