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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173861)

Always excellent and very easy to use

Always excellent and very easy to use Reviewed on: 28th May 2024

Great Service

PayPal always provide great customer service, they are easy to talk to and very helpful Reviewed on: 28th May 2024

Was easy to apply for and to use.

Was easy to apply for and to use. Clear reporting and access to balance and statements makes it easy to manage and stay on top of repayments Reviewed on: 28th May 2024

It is very lovely a monay service.

It is very lovely a monay service. It helps many of people in shopping but not only . Never had issue with anything in order to use it or solving problems Reviewed on: 28th May 2024

PayPal account - Great Service

Great service for an ‘easy to manage’ account, Reviewed on: 28th May 2024

Cost effective

Spreading the cost is fantastic thing Reviewed on: 28th May 2024

Easy and safe payments

Always easy to apply and pay for your shopping instantly Reviewed on: 28th May 2024

Great 4 months interest free!

Paypal credit is great for the 4 months interest free on any purchases over £99.00. It allows me to get what i can afford to purchase but spread the cost. Even though i could purchase it outright it means the money stays in my bank account for longer. When managed well it's a great financial tool. Reviewed on: 28th May 2024

Excellent service, easy to use.

Excellent service, easy to use. Used it in the past but I'll not hesitate to use it again soon. Reviewed on: 28th May 2024

PayPal just makes life easy!

PayPal just makes life easy! Especially with there flexible credit options. Checking out with PayPal is extremely easy and safe. Reviewed on: 28th May 2024

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