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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172486)

No missing those bargains

I love pay in 3 for bargains before they go Reviewed on: 24th May 2024

Love the ease and convenience using the app and with...

Love the ease and convenience using the app and with the help if there are any problems with transactions Reviewed on: 24th May 2024

Always positive experiences with paypal

Always positive experiences with paypal Reviewed on: 24th May 2024

My experiences with PayPal have been positive and co...

My experiences with PayPal have been positive and constructive when I have needed to contact customer services. Reviewed on: 24th May 2024

Never had a problem with the service

Never had a problem with the service Reviewed on: 24th May 2024

A no hassle seamless way to pay for goods and split...

A no hassle seamless way to pay for goods and split payment interest free. Reviewed on: 24th May 2024

Paypal credit is easy to understand and navigate

Paypal credit is easy to understand and navigate Reviewed on: 24th May 2024

Paypal is clearly and easy to use ...

Paypal is clear to see the payments made and what you have paid. Very customer friendly. Good layout. Also takes my credit that I make from my online game, that I can use to put towards other payments etc Reviewed on: 24th May 2024

No hassle, getting credit was as easy and quick in j...

No hassle, getting credit was as easy and quick in just 2mins. Payment installments makes life flexible and customer service is super. I highly recommend. Reviewed on: 24th May 2024

Why use anywhere else?

There are just lots of benefits to being able to use Paypal credit. Once you get the hang of the fact your payments come off balances in a particular order (e.g., balance with a rate due to expire first), it's straightforward. Their pay over 4 months 0% for things over £99 is great. Very occasionally they do a 12 month deal for e.g. Ebay and I've used that once or twice. Whenever I buy anything on longer installment plans (such as my phone from Samsung), I will always choose Paypal Credit as they're reputable and I can manage it all in my paypal app. Reviewed on: 24th May 2024

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