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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172263)

Professional and transparent.

Easy to use and transparent. Very useful in difficult time. Feels as though you can trust PayPal. Highly respected company and easy to get support from. Application was easy and feel they would not take advantage of people as they do vigilant background checks Reviewed on: 24th May 2024

Very good, quick process and good customer service

Very good, quick process and good customer service Reviewed on: 24th May 2024

Excellent magnificent brilliant beautiful

All my transactions is secured and safe Reviewed on: 24th May 2024

Good method of obtaining intrest free credit

Good method of obtaining intrest free credit Reviewed on: 24th May 2024

I never have any problems with PayPal credit.

I never have any problems with PayPal credit. Always available and the repayments are affordable. Reviewed on: 24th May 2024

Advice / critique

Eventually get problems solved but need to be quicker Reviewed on: 24th May 2024

Get PayPal Credit

I’ve used PayPal credit for a number of years and being able to spread the cost of purchases of £99 over 4 months interest free has been of real benefit into my finances over the longer term. I couldn’t recommend the product enough if people are looking to make and expensive purchase it’s a god send Reviewed on: 24th May 2024

I have pay.

I have pay.pal credit in a few minutes Reviewed on: 24th May 2024

My little friend

I’ve found this service very dependable and easy to use Reviewed on: 24th May 2024

Great platform easy to use and contact customer serv...

Great platform easy to use and contact customer services Reviewed on: 24th May 2024

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