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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172118)

Very easy to apply and to access details in the...

Very easy to apply and to access details in the app Reviewed on: 23rd May 2024

Convenient to use app easy to navigate and can make...

Convenient to use app easy to navigate and can make payments whenever er you like Reviewed on: 23rd May 2024

PayPal Peace of Mind Pal

Solves lots my little financial issues and brings me PEACE OF MIND Reviewed on: 23rd May 2024

I use PayPal for all of my online payments and never...

I use PayPal for all of my online payments and never had an issue Reviewed on: 23rd May 2024

Consistently good and easy to setup and use

Consistently good and easy to setup and use Reviewed on: 23rd May 2024

Freedom on purchases very nice.

Freedom on purchases very nice. Recommended Reviewed on: 23rd May 2024

Just love having the opportunity using the PayPal cr...

Just love having the opportunity using the PayPal credit to help me pay certain items off with more time to pay Reviewed on: 23rd May 2024

Love PayPal.

Love PayPal. Really helps me buying the things I want Reviewed on: 23rd May 2024

It’s been a lifesaver in these hard times

It’s been a lifesaver in these hard times Reviewed on: 23rd May 2024

Very easy, customer service helpful, quick and effec...

Very easy, customer service helpful, quick and effective Reviewed on: 23rd May 2024

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