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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (171963)

So easy to spread cost over 3 or 4 payments with 0 i...

5
So easy to spread cost over 3 or 4 payments with 0 interest Reviewed on: 23rd May 2024
Steven H's avatar
Steven H

My pal paypal

5
Reviewed on: 23rd May 2024
Nimboss's avatar
Nimboss

I have ever had a problem using PayPal credit it gi...

5
I have ever had a problem using PayPal credit it gives me more freedom and choice to be able to buy items might not normally been able Reviewed on: 23rd May 2024
Eleanor M's avatar
Eleanor M

Very Good

5
It is very easy and handy to use with very clear repayment inforamtion when needed. Reviewed on: 23rd May 2024
Allan B's avatar
Allan B

It's my preferred choice, better than other payment...

5
It's my preferred choice, better than other payment and credit alternatives that I can use. Reviewed on: 23rd May 2024
Daniel F's avatar
Daniel F

Great service

5
All done online only once required assistance and was sorted almost immediately Reviewed on: 23rd May 2024
Steve B's avatar
Steve B

Very good customer service for peace of mind

5
I have been with PayPal for more than 6 Yrs never had any issues. And when I had issues with any supplier and any transaction PayPal resolved it in the best way and very soon. Their support is top notch Reviewed on: 23rd May 2024
Raja's avatar
Raja

Great service

5
I use PayPal credit for almost all purchases. Especially larger purchases when I get to pay over 4 months interest free. Reviewed on: 23rd May 2024
Bronagh McBride's avatar
Bronagh McBride

I find paypal really convenient.

5
I find paypal really convenient. It’s easy to use. It’s great option to have while purchasing something online and spread the cost. Reviewed on: 23rd May 2024
Taslima 's avatar
Taslima

PayPal has always worked great for me not had any pr...

5
PayPal has always worked great for me not had any problems used it for many years easy to use Reviewed on: 23rd May 2024
Michelle R's avatar
Michelle R

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