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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171838)

Handy Banking

Convenient handy instant banking Reviewed on: 23rd May 2024

Very helpful

I am very happy with using PayPal credit Reviewed on: 23rd May 2024

I have been with PayPal for many years and so far I...

I have been with PayPal for many years and so far I have no problem as long as you pay on time. Reviewed on: 23rd May 2024

Overall great experience.

Overall great experience. I highly recommend PayPal to my friends and family. Reviewed on: 23rd May 2024

Great to spread purchases of £100 or more, had an is...

Great to spread purchases of £100 or more, had an issue which was clearly and swiftly resolved too so customer service far above most financial service providers from experience. Love how you can also be provided promotional offers to spread big purchases up to 24 months with no interest or fees to pay. Reviewed on: 23rd May 2024

Excellent

Great facility and always very handy Reviewed on: 23rd May 2024

Pay pal credit on line

Very safe and easy to use pay pal when purchasing on line Reviewed on: 23rd May 2024

. Quick, easy and seemless

. Quick, easy and seemless. Love the way how Paypal credit is easily accessible and widely accepted across so many merchants. Reviewed on: 23rd May 2024

PayPal has really helped me pay for things right whe...

PayPal has really helped me pay for things right when I needed them and spreading the cost makes it do much easier for me. Reviewed on: 23rd May 2024

Got there in the end

My first call to them? They didn’t understand my question. I called again the next day & they could help Reviewed on: 23rd May 2024

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