Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (165779)

PayPal Very easy to use.

Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024

I haven't had any bad experiences, although for PayP...

I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024

Great customer service with smooth transactions

Great customer service with smooth transactions Reviewed on: 11th May 2024

Honest very good

I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024

I’m very satisfied because PayPal is very safe

I’m very satisfied because PayPal is very safe Reviewed on: 11th May 2024

Easy to apply for and really useful and fair

Easy to apply for and really useful and fair Reviewed on: 11th May 2024

CURVE AND OFFERS

Easy to use after getting patnership with curve. Have best offers compelling to use credit like 4 months no interest and pay in 3. Reviewed on: 11th May 2024

Firt rate

It's there when you need it easy to access and keeps your limits in check Reviewed on: 11th May 2024

Never really had an issue with PayPal.

Never really had an issue with PayPal. If I need to contact customer services, they are always prompt with their responses. Everything is written clearly on their site and app, can't really fault it. Reviewed on: 11th May 2024

Very simple and easy navigation.

Very simple and easy navigation. Very useful Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3773 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81370 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub