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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168112)

Very flexible to make payments pay in 3 or 4 months...

5
Very flexible to make payments pay in 3 or 4 months interest free credit plus big credit limit means a high credit score. Reviewed on: 15th May 2024

Fantastic thanks your brilliant

5
Fantastic thanks your brilliant Reviewed on: 15th May 2024

Excellent way of spreading the cost with no hassle

5
Excellent way of spreading the cost with no hassle Reviewed on: 15th May 2024

It is so helpful and handy using PayPal I have told...

5
It is so helpful and handy using PayPal I have told friends and family to use it and they agree it is fantastic. Small or large purchases and it is so simple to use. Reviewed on: 15th May 2024

Smooth , efficient, great service buying or selling

5
Smooth , efficient, great service buying or selling Reviewed on: 15th May 2024

Easy to use

5
So I did a quick application and it was end to end and smooth. I got instant approval. Easy to pay and available whenever I need it. Reviewed on: 15th May 2024

PayPal is easy to use.

5
PayPal is easy to use. Makes paying for services and transferring money to friends and family hassle free. Reviewed on: 15th May 2024

Really appreciate the 0% offers and the pay in 3

5
Really appreciate the 0% offers and the pay in 3 Reviewed on: 15th May 2024

Very safe and protects from thiefs

5
Very safe and protects from thiefs Reviewed on: 15th May 2024

Always reliable and excellent customer support.

5
Always reliable and excellent customer support. Peace of mind when shopping online Reviewed on: 15th May 2024

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