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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

I have never had a problem using pay pal it allows m...

I have never had a problem using pay pal it allows me to budget items I need to buy on the internet Reviewed on: 15th May 2024

This is my everyday use spending

This is my everyday use spending Reviewed on: 15th May 2024

Instant, easy and secure access to credit without al...

Instant, easy and secure access to credit without all the hassle. Reviewed on: 15th May 2024

Excellent

Excellent service, convenient and gives peace of mind. Reviewed on: 15th May 2024

Great way to spread the cost of purchases.

Great way to spread the cost of purchases. Reviewed on: 15th May 2024

1st class service,easy to use,would highly recommend

1st class service,easy to use,would highly recommend Reviewed on: 15th May 2024

Always easy to use paypal

Always easy to use and clear to see what needs paying off Reviewed on: 15th May 2024

Never had any problem.

Never had any problem..always kind & courteous Reviewed on: 15th May 2024

Easy to use and quick has helped a lot if you need m...

Easy to use and quick has helped a lot if you need money quickly and from a known source Reviewed on: 15th May 2024

I have been using this to make purchases for things...

I have been using this to make purchases for things i have struggled getting before and now i can get them and easily afford to regularly pay back Reviewed on: 15th May 2024

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