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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

stops big banks from being in control of borrowing

It gave me the chance to seamlessly lend money without going through the hassle of big banks Reviewed on: 15th May 2024

PayPal rocks!

PayPal rocks! Secure online payments, easy to use & manage. Love the mobile app - 5 stars! Reviewed on: 15th May 2024

I have been with PayPal for years and have always tr...

I have been with PayPal for years and have always trusted PayPal. I have even sent money to my favourite charities through PayPal. I would recommend PayPal 100% Reviewed on: 15th May 2024

Amazing, customer protection is key

Amazing, customer protection is key Reviewed on: 15th May 2024

Great setviceGreat customer service, easy payment plans

Great customer service, easy payment plans Reviewed on: 15th May 2024

PayPal hi

Gd value with interest free options Reviewed on: 15th May 2024

It’s such a secure way to spend money.

It’s such a secure way to spend money. A good period of time to pay back and easily managed Reviewed on: 15th May 2024

Overall great.

Overall great. The main game changer definitely comes with the new partnership which allows payments in store. Online purchases were ideal but this just proves all round beneficial to users Reviewed on: 15th May 2024

Best of the best with a heart.

Best of the best with a heart. effecient service,reliable,honest and security wise I will strongly recommend Paypal.with Paypal it builds up your good credit and good value of money time because of the offer to pay in 3 or longer with no interest rate or monthly subscription. Reviewed on: 15th May 2024

Pay pal credit is very much trusted by me, i m using...

Pay pal credit is very much trusted by me, i m using pay pal from last 6 years and they never let me down Reviewed on: 15th May 2024

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