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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Good experience.

Good experience.good customer service. Reviewed on: 16th May 2024

ease in organizing my financial life.

ease in organizing my financial life. I am very satisfied. Reviewed on: 16th May 2024

PayPal is fab

The app is so easy to use & straightforward... I know just what I am spending as everything is their on my phone ... keeps me on track with my budget, so I won't over spend ...... I have a direct debit set up so never miss a payment, & can pay extra at any time ......I also love the pay in 3 too ......... Reviewed on: 16th May 2024

Whenever I needed to contact PayPal, it is easier an...

Whenever I needed to contact PayPal, it is easier and faster than a lot of other institutions Reviewed on: 16th May 2024

Easy and Helpful

Easy to use and when I needed help with not receiving goods I got a refund straight away. Reviewed on: 16th May 2024

It just works for any supplier that accepts PayPal.

It just works for any supplier that accepts PayPal. By go to choice from a supplier who offers PayPal as there payment option Reviewed on: 16th May 2024

Excellent service and easy to apply when shopping

Excellent service and easy to apply when shopping Reviewed on: 16th May 2024

Easy to Use, Repay and Helpful

I have been using PayPal for approximately 20 years. I have recently used PayPal Credit (3 months interest free) and PayPal pay in 3. All are easy to make payments on and help me spread the cost. Reviewed on: 16th May 2024

The experience is always pleasant and fast

The experience is always pleasant and fast Reviewed on: 16th May 2024

PayPal helps me a lot, it is excellent service.

PayPal helps me a lot, it is excellent service. Reviewed on: 16th May 2024

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