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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167691 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167767)

PayPal is brilliant

Never had any problems with using PayPal plus PayPal credit is a god send. Customer service is always at its best. Thank you Reviewed on: 14th May 2024

So easy to use, easy to track

So easy to use, easy to track what credit is being utilised. Used by a real wide range of websites too which is extremely helpful too. Reviewed on: 14th May 2024

PayPal credit i wouldrecommend.

PayPal credit is really useful, 4 months interest free for spends over £100, can pay with direct debit and is now even better as I can link it to curve for payment not online Reviewed on: 14th May 2024

Happy Customer

It’s great to have such an easy to use Credit App on my phone. Convenient, reliable and very easy to use. No hidden costs or extras. Spread the cost but don’t pay more. What more do you want?! Happy Customer. Reviewed on: 14th May 2024

Always quick and easy to use, I feel safer when buyi...

Always quick and easy to use, I feel safer when buying through PayPal. Reviewed on: 14th May 2024

Thanks for PayPal

I been used PayPal long time, just say thank you for PayPal because I can pay something with the PayPal credit very helpful for me very much.Excellent customer service if you have problems with the transaction Reviewed on: 14th May 2024

Great service, 0% for four months is a fantastic thi...

Great service, 0% for four months is a fantastic thing to have as an option. Extremely easy to use and very practical. Can be used in lots of different places and means I can pay for things with flexibility. Reviewed on: 14th May 2024

Is that best I can get anything I like anytime and n...

Is that best I can get anything I like anytime and no problem Reviewed on: 14th May 2024

I love PayPal

I love PayPal credit especially paying in 4 month’s interest free for larger purchases. Reviewed on: 14th May 2024

Overall very good and easy to use

Overall very good and easy to use Reviewed on: 14th May 2024

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