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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167975)

It's not easy to get in touch with them but generall...

It's not easy to get in touch with them but generally it's okay Reviewed on: 15th May 2024

Have never had a problem, always quick to resolve an...

Have never had a problem, always quick to resolve any queries Reviewed on: 15th May 2024

Good for casual use however

I’ve heard horror stories of errors in verification resulting in paypal basically confiscating an account’s balance! Also their pay-in-3 service doesn’t always work and there’s not much detail on why that is, and their credit section could also contain more detail in general. But for casual online purchases, it’s good! Reviewed on: 15th May 2024

I have been using PayPal credit and I am having exce...

I have been using PayPal credit and I am having excellent experience so far. They offer different plans to pay anything spent to spread across different no of months since that it is very useful. Reviewed on: 15th May 2024

Easy to use and quick credit.

Easy to use and quick credit. Payment terms are great Reviewed on: 15th May 2024

I’ve used for years I love the paypal credit as a lo...

I’ve used for years I love the paypal credit as a lot of payment are 0% if payed in 4 months. Reviewed on: 15th May 2024

Easy to use, great UI on the app, and very transpare...

Easy to use, great UI on the app, and very transparent with fees. Reviewed on: 15th May 2024

PayPal has been a reliable and convenient platform.

PayPal has been a reliable and convenient platform for all my online transactions. Its user-friendly interface makes sending and receiving money a breeze. The security measures in place give me peace of mind, knowing that my financial information is protected. Additionally, their customer support team has always been responsive and helpful whenever I've had an issue or question. Overall, PayPal has consistently delivered a seamless experience, and I highly recommend it to anyone looking for a trusted payment solution. Reviewed on: 15th May 2024

A Helping hand

I love how it helps me spread the cost during these tough times Reviewed on: 15th May 2024

Has a customer I'm very satisfied with making transa...

Has a customer I'm very satisfied with making transactions and payment true PayPal I'm not worried doing my transactions and customer services is very Neutral and easy to talk to Reviewed on: 15th May 2024

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