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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168091)

Great service.

Great service. Used pay pal for paying for flights easy to use quick and good value Reviewed on: 15th May 2024

PayPal credit

Useful for larger purchases especially with 0% interest for things over £100 which I often do, can be spread over 4 months. Very easy to set up and adjust direct debits so payments are manageable. Never had an issue with PayPal for both credit and pay in 3 Reviewed on: 15th May 2024

Simple and easy PayPal

Simple and easy o use, able to spread purchased goods over a longer period. Reviewed on: 15th May 2024

Best experience so far with doing business with them...

Best experience so far with doing business with them so far Reviewed on: 15th May 2024

Perfect service

Very fast service and quick response. Reviewed on: 15th May 2024

I love PayPal.

I love PayPal. It’s very handy when you are a little short of cash and it’s a safe way of paying Reviewed on: 15th May 2024

I have always had a great relationship with PayPal a...

I have always had a great relationship with PayPal and they have always resolved my issues and protected me against bad sellers over the year, I highly recommend them for safe online shopping and keeping your data safe. Reviewed on: 15th May 2024

Reliable

Good service and offers.. payments are smooth although the interest rate is a bit high .. but overall it's a good experience Reviewed on: 15th May 2024

One of the best no interest credits

I’ve used PayPal credit for about 3 years now and it’s been a game changer! I love using it for holidays especially because, when holidays need paying 12 weeks before it gives me an extra 4 months no interest to pay it off. Makes paying things so much easier and a lot less stressful! Reviewed on: 15th May 2024

Always great service, with no fuss!

Always great service, with no fuss! Reviewed on: 15th May 2024

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