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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171313)

Highly recommend

Great app and quick payments across the world Reviewed on: 21st May 2024

Easy to use, quick transaction

Easy to use, quick transaction easy to apply Reviewed on: 21st May 2024

Very understandable to talk to about financial diffi...

Very understandable to talk to about financial difficulties and supportive when it comes to doubts about debts. Reviewed on: 21st May 2024

Always easy to use 100% happy.

Always easy to use 100% happy. Thank you Reviewed on: 21st May 2024

Use it regularly as it's convenient & allows me to m...

Use it regularly as it's convenient & allows me to make the most of my money Reviewed on: 21st May 2024

The perfect credit company.

I’ve never had a problem with a transaction when using PayPal. Sellers know that what they offer must be right. Over the many many years I’ve been using PayPal Iif I remember correctly there may have been 3 times where I had to ask PayPal to step in and help. Every time they did the situation was resolved quickly and fairly. I just with they offered an actual plastic credit card for the general public and not just businesses. Reviewed on: 21st May 2024

The process it’s straight forward , easy to use

The process it’s straight forward , easy to use Reviewed on: 21st May 2024

A Fair Time Frame.

All cases are attended promptly and at a given time frame. Bravo. Reviewed on: 21st May 2024

It’s easy and great.

It’s easy and great. Even better know with curve Reviewed on: 21st May 2024

It’s worth it using PayPal app in purchasing and tra...

It’s worth it using PayPal app in purchasing and transactions Reviewed on: 21st May 2024

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