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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171486)

Great experience

Great experience easy to use, easy to pay, very simple can set up DD easy and loads of websites take PayPal so it’s very good Reviewed on: 21st May 2024

I financed a MacBook from Apple.

I financed a MacBook from Apple. By using PayPal finance option, payments are quick and efficient and any queries I need to make are answered with quick response times. I was apprehensive at first to use pay pal credit as I’ve never used my normal pay pal account, but looking back I’m so glad I made the decision! Totally recommend Reviewed on: 21st May 2024

I’ve been using Paypal for many years now and it is...

I’ve been using Paypal for many years now and it is the easiest platform for sending/receiving money without a worry. If you have an issue, customer service is always ready to help. Reviewed on: 21st May 2024

Never had any issues its a convenient and secure way...

Never had any issues its a convenient and secure way to make payments Reviewed on: 21st May 2024

Great service as always.

Great service as always. Thiis has helped me to purchase things that I could pay for monthly at an agreed deal. Brilliant service Reviewed on: 21st May 2024

Always used PayPal and they offer great deals on int...

Always used PayPal and they offer great deals on interest free. Reviewed on: 21st May 2024

Very easy to purchase goods over £100 and spread the...

Very easy to purchase goods over £100 and spread the cost. I then work out my monthly repayment and never have to pay interest. Most retailers offer payment by PayPal. Especially helpful when payment for my heating - which is oil - and spreading a large payment over 4 months. Reviewed on: 21st May 2024

Every facet of PayPal is brilliant

Every facet of using PayPal and it's services are world class, easy to use, brilliant service and functionality is so simple. Reviewed on: 21st May 2024

Easy to use and very handy great back up if you are...

Easy to use and very handy great back up if you are short 1 month or have an unexpected bill Reviewed on: 21st May 2024

Rainy Days

I've had PayPal for over a decade, when PayPal credit came out I was eager to give it a try to help purchase a new computer. Since then it's become an emergency 'rainy day' kind of fund, helping out on purchases between paychecks. Excellent service. Reviewed on: 21st May 2024

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