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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171643)

Fantastic service , and very convenient when Needed

Fantastic service , and very convenient when Needed Reviewed on: 21st May 2024

All good.

All good. Easy to set up and use. Happy with service. App works well with easy interface and seems to be quite quick. Transfer a fast and easy to do. Haven't had any issue so far or real reason to contact customer service. Reviewed on: 21st May 2024

Always responsive and professional whenever I have n...

Always responsive and professional whenever I have need to contact PayPal about credit terms or general queries with my account. Reviewed on: 21st May 2024

Highly recommend

Good service, any concerns have been handled brilliantly, speedy and effectively Reviewed on: 21st May 2024

PayPal Experience

I have had very good experiences with PayPal. Yhey are user friendly and easily accessible Reviewed on: 21st May 2024

Nice & easy

Makes paying for larger purchases so much easier to afford & control Reviewed on: 21st May 2024

Great credit company, with great offers

Love the interest free offers, wish every retailer excepted it!! Reviewed on: 21st May 2024

Fantastic and reliable service.

Fantastic and reliable service. I have never had any issues with my PayPal credit. PayPal Credit got me covered when I want to purchase something online. With PayPal Credit you are stress-free because you can purchase and pay at your own convenience. Reviewed on: 21st May 2024

I really like the 0% interest on purchases, and the...

I really like the 0% interest on purchases, and the ease of paying back through the normal PayPal app. It makes it very easy to track all the purchases that are made, and how long you have to pay back with 0%. Reviewed on: 21st May 2024

Reliable and reputable service.

Reliable and reputable service. Easy to use and quick service the online profile is easy to use and access Reviewed on: 21st May 2024

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