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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174120)

Best Payment system

I use PayPal for almost all my payments now to safeguard myself and ever since I was accepted to PayPal credit its taken a lot of stress away when making big purchases. I'd recommend everyone use PayPal! Reviewed on: 27th May 2024

PayPal offer pay in 3 and I love this

PayPal offer pay in 3 and I love this Reviewed on: 27th May 2024

Safe and fast payments

It’s really easy to use snd really safe Reviewed on: 27th May 2024

Easy to used

I like using it a lot all the time Reviewed on: 27th May 2024

Great platform overall

I’ve been using PayPal platform for some time now and it’s been good overall, customer service can be improved as sometimes resolving disputes can be challenging Reviewed on: 27th May 2024

Really enjoying using paypal credit, got enough days...

Really enjoying using paypal credit, got enough days to payback and got good credit limit Reviewed on: 27th May 2024

Can use without worrying very affordable customer ve...

Can use without worrying very affordable customer very helpful and always fine a solution Reviewed on: 27th May 2024

Excellent Customer Service

Speaking to customer service, the assistant was excellent. Even when I didn’t understand they patiently explained it to me. Reviewed on: 27th May 2024

Very easy to use clear on all transactions, app ve...

Very easy to use clear on all transactions, app very good Reviewed on: 27th May 2024

Paypal is a great one stop shop for all your financi...

Paypal is a great one stop shop for all your financial needs. PayPal credit is brilliant and you can see how much you owe and pay off the minimum or as much as you like. Reviewed on: 27th May 2024

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