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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173976)

Pay pal credit.

5
Need some credit to pay my daughter coding course. Reviewed on: 27th May 2024

Never had any issues always works when I need it...

5
Never had any issues always works when I need it Reviewed on: 27th May 2024

Thumbs up will always recommend this to friends and...

4
Thumbs up will always recommend this to friends and family Reviewed on: 27th May 2024

A great benefit for ebay use.

5
A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024

I have called PayPal numerous times when things have...

5
I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024

The best

5
Paypal is the best, is saved me a lot Reviewed on: 27th May 2024

Before I wasn't using PayPal my friends told me abo...

5
Before I wasn't using PayPal my friends told me about it and after I try to use now I'm really happy and feeling secure thanks Reviewed on: 27th May 2024

PayPal credit is fair and easy to use, balance and s...

4
PayPal credit is fair and easy to use, balance and statements are clear and able to download quickly. The only way I hope things can improve is when making a payment back, it takes a long time for it to show up and it would be better if the payment back could be a pending transaction Reviewed on: 27th May 2024

Its been a wonderful journey

5
Its been a wonderful journey in the many years I have been using PayPal. I can say it's a match made in heaven. I have not had a single negative experience. It is convenient for payment online without having to disclose your data with every organisation you buy from, I find that comforting. Reviewed on: 27th May 2024

I find it useful practical

5
I find it useful & easy to use when buying Reviewed on: 27th May 2024

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