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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174089)

Easy interface to use.

4
Easy interface to use. Nothing confusing Reviewed on: 27th May 2024

I found PayPal credit to be extremely useful.

5
I found PayPal credit to be extremely useful. I had a £200 limit at some point and was in no time increased to £500, which I use very often. The only problem I had was not being able to use on Amazon which is still fine by me. Reviewed on: 27th May 2024

Easy to use, convenient.

5
Easy to use, convenient. Good communication . Reviewed on: 27th May 2024

Used the app mostly, really good and intuitive

5
Used the app mostly, really good and intuitive Reviewed on: 27th May 2024

Paypal credit

5
Great way to get credit easy money great way to buy items Reviewed on: 27th May 2024

Very easy to use.

5
Very easy to use. Disputes have been settled quickly. Love it. Have reccomended to multiple people. Reviewed on: 27th May 2024

Not encountered any problems after using for many ye...

5
Not encountered any problems after using for many years, quick easy and convenient to use better than others I have tried Reviewed on: 27th May 2024

Great service!

5
Great service! Easy to use and set up,no issues ever! Reviewed on: 27th May 2024

I’m using from last few years it’s PayPal credit it’...

5
I’m using from last few years it’s PayPal credit it’s like family ! Reviewed on: 27th May 2024

Have used paypal for years now and I am very happy w...

5
Have used paypal for years now and I am very happy with what it offers. It would be even better if more retailers would take PayPal as a payment method Reviewed on: 27th May 2024

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