Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174187)

Great service .

Great service . Customer service was excellent. App works great. Reviewed on: 27th May 2024

I use PayPal for everything.

I use PayPal for everything. And PayPal credit is so handy and easy to use. Reviewed on: 27th May 2024

Always used pay pal where possible great service and...

Always used pay pal where possible great service and know it’s safe to use when I can Reviewed on: 27th May 2024

It’s so easy and I always know exactly where I stand...

It’s so easy and I always know exactly where I stand when using PayPal. Plus you get coverage as a buyer which is superb! Reviewed on: 27th May 2024

Easy to apply, control and access. Safe and secure.

Very easy to apply and quick service. Great customer service for any issues or queries. Keep control of everything through the app. Really easy to access and transfer funds from PayPal account to bank etc. very easy to pay with credit accepted almost everywhere online! 3 months interest free gives flexibility to pay back in installments without charges! Peace of mind safe and secure transactions and protection from disputes when buying should anything go wrong! Reviewed on: 27th May 2024

Really does help and so easy to use

Really does help and so easy to use Reviewed on: 27th May 2024

Easy to use.

Easy to use. Great availability. Reviewed on: 27th May 2024

I always use it for aspirational purchases.

I always use it for aspirational purchases. I see something I want, I can buy it with one of many of pay pals options. It’s the best. Reviewed on: 27th May 2024

Very good very good very good can’t beat it

Very good very good very good can’t beat it Reviewed on: 27th May 2024

Excellent payment options when you don’t have the mo...

Excellent payment options when you don’t have the money to pull out in one payment. Makes life easier and family super happy they receive what they want for birthdays and Christmas Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96354 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub