Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173647)

Top Class Credit

Great for those occasional credit purchases, with 0% interest for 4 months when you spend over £99 in one transaction! Reviewed on: 25th May 2024

I find PayPal Credit easy to use, including managing...

I find PayPal Credit easy to use, including managing my credit limit and making payments. Reviewed on: 25th May 2024

Paypal credit has been incredibly helpful to better...

Paypal credit has been incredibly helpful to better manage my finances. The default 4 months 0% interest offer is a saviour! Reviewed on: 25th May 2024

Easy process and got what I dreamed of getting becau...

Easy process and got what I dreamed of getting because of PayPal Reviewed on: 25th May 2024

Great experience good service and amazing service

Great experience good service and amazing service Reviewed on: 25th May 2024

PayPal: Reliable, Secure, and User-Friendly

I have been using PayPal for several years now, and I must say it is an excellent service. PayPal offers a seamless and secure way to handle online transactions. The interface is user-friendly, making it easy to send and receive payments with just a few clicks. Reviewed on: 25th May 2024

PayPal have made themselves available with a range o...

PayPal have made themselves available with a range of brands and it’s helped me more than they’ll ever know. I will always use PayPal in the future. Reviewed on: 25th May 2024

I hate giving merchants my card details so look for...

I hate giving merchants my card details so look for PayPal where ever I can. 4 month interest free credit card is also ace for larger purchases Reviewed on: 25th May 2024

Easy to use, interest free options available

Easy to use, interest free options available Reviewed on: 25th May 2024

I use PayPal credit all the time and love the flexib...

I use PayPal credit all the time and love the flexibility it gives me to make interest free payments. Having 4 months interest free is a fabulous system and I will continue to use it for as long as it’s available… hopefully forever!!! Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96023 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 120 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub