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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171887)

Great credit company, with great offers

5
Love the interest free offers, wish every retailer excepted it!! Reviewed on: 21st May 2024

Fantastic and reliable service.

5
Fantastic and reliable service. I have never had any issues with my PayPal credit. PayPal Credit got me covered when I want to purchase something online. With PayPal Credit you are stress-free because you can purchase and pay at your own convenience. Reviewed on: 21st May 2024

I really like the 0% interest on purchases, and the...

5
I really like the 0% interest on purchases, and the ease of paying back through the normal PayPal app. It makes it very easy to track all the purchases that are made, and how long you have to pay back with 0%. Reviewed on: 21st May 2024

Reliable and reputable service.

5
Reliable and reputable service. Easy to use and quick service the online profile is easy to use and access Reviewed on: 21st May 2024

Simple, quick and easy to use

5
Simple, quick and easy to use, I love that there’s zero interest on payments Reviewed on: 21st May 2024

Safe and easy to use.

5
Safe and easy to use. Love paypal interest free credit Reviewed on: 21st May 2024

Everything easy and Quick, pay made very past had no...

5
Everything easy and Quick, pay made very past had no problem Reviewed on: 21st May 2024

Easy to use and straight forward

5
Easy to use and straight forward. Always use this service to transfer money between friends for nights out, holidays etc. Reviewed on: 21st May 2024

Great, Great, Great!!!

5
Customer service great. Buyer protection great. Transaction simplicity great!! Reviewed on: 21st May 2024

Easy to use and help customers service

5
Easy to use and help customers service Reviewed on: 21st May 2024

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