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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171963)

Paypal is really handy and convenient so I can sprea...

Paypal is really handy and convenient so I can spread the cost of purchases over a period of time. 5 Reviewed on: 21st May 2024

Simple and easy every time.

Simple and easy every time. Always working seamlessly, Nearly in the background. It’s also great for paying in foreign currency only - it’s cheaper then doing traditional bank transfer which costs you transaction fee. Reviewed on: 21st May 2024

From experience they are always polite and willing t...

From experience they are always polite and willing to help with my problems. Reviewed on: 21st May 2024

Excellent service and option to buy staff with 0% in...

Excellent service and option to buy staff with 0% interest for four months Reviewed on: 21st May 2024

Very efficient way to pay for extra unexpected bills...

Very efficient way to pay for extra unexpected bills, such as Uber and Just eat. Love it so much Reviewed on: 21st May 2024

Seamless payment and repayment when paying for goods...

Seamless payment and repayment when paying for goods and services across different companies Reviewed on: 21st May 2024

Always a good experience with PayPal

Always a good experience with PayPal Reviewed on: 21st May 2024

I have used paypal for sometime and always reliabke

I have used paypal for sometime and always reliabke Reviewed on: 21st May 2024

So easy to use, the app makes it so much more access...

So easy to use, the app makes it so much more accessible Reviewed on: 21st May 2024

Always there and easy to use across most sites.

Always there and easy to use across most sites. Security when logging on make me feel at ease. Reviewed on: 21st May 2024

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