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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172118)

Very happy to keep my details in one place.

Very happy to keep my details in 1 place. NEVER had any issues before, very quick transfer money. Reviewed on: 22nd May 2024

I use PayPal credit for everything I can , so easy t...

I use PayPal credit for everything I can , so easy to use and reliable. Reviewed on: 22nd May 2024

Enjoy using PayPal, customer service is very good.

Enjoy using PayPal, customer service is very good. Using PayPal is a safe method of paying for goods. Reviewed on: 22nd May 2024

Customer services

Never had any problems with PayPal when I had to sort problems out they always went over the top to help me Reviewed on: 22nd May 2024

Overall happy, paypal team helpfull and quick .

Overall happy, paypal team helpfull and quick . Looking after their customers . Happy with credit limits but could increase considering credit score and other factors such as in time payments etc . Reviewed on: 22nd May 2024

It is easy to use and trustable for doing your...

It is easy to use and trustable for doing your payment Reviewed on: 22nd May 2024

PayPal is the best way to pay!

PayPal credit is very easy to use/request. Also good customer service. Reviewed on: 22nd May 2024

I trust PayPal credit with buying items I purchase o...

I trust PayPal credit with buying items I purchase on the internet, as I don’t like giving my details to all in sundry retailers Reviewed on: 22nd May 2024

PayPal Praise

Amazing value and fantastic account options which are so easy and quick to setup. The app is very informative and intuitive but if you ever need assistance the Customer Service is also fast and helpful. I am a very happy shopper using PayPal is an excellent service keeping me up to date with my spending and updates and options for my repayments. They have everything covered for sending and receiving money too at home and abroad. Love how chartities are highlighted and supported. I am 50+ and so far love the PayPal experience. Reviewed on: 22nd May 2024

My experience is not bad with PayPal and the interes...

My experience is not bad with PayPal and the interest rate is a par to other creditors, but this will always be high in my eyes. All in all great service from the team. They protect you as a consumer online. Reviewed on: 22nd May 2024

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