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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172263)

Positively paypal

Use PayPal regularly only had good experiences keep up the good work Reviewed on: 22nd May 2024

I've been using PayPal for more than 16 years.

I've been using PayPal for more than 16 years. It's always been great and secure way to pay online and it's is still to date. Reviewed on: 22nd May 2024

Quick decision & great customer service’s

Quick decision & great customer service’s Reviewed on: 22nd May 2024

Very reliable and great experience.

Very reliable and great experience. Reviewed on: 22nd May 2024

Customer service can be better.

Customer service can be better. If someone you can speak within in UK it would be more helpful an great. Reviewed on: 22nd May 2024

I have always had a very good experience with pay pa...

I have always had a very good experience with pay pal always have sorted any issues out Reviewed on: 22nd May 2024

Been using PayPal credit for a long time now and it’...

Been using PayPal credit for a long time now and it’s been extremely useful. Great options to split the cost. Highly recommended. Reviewed on: 22nd May 2024

PayPal credit is my go to payment solution.

PayPal credit is my go to payment solution. I find it very easy to use! Reviewed on: 22nd May 2024

Paypal credit is very easy to use and the 0 interest...

Paypal credit is very easy to use and the 0 interest for 4 months promotion has helped me spread the cost and saved money. Paypal customer service has been great although it is not an instant chat but they do get back to you in an hour or so usually. Reviewed on: 22nd May 2024

Have been using the service for years never had any...

Have been using the service for years never had any issue any time I did run into issue they were more than helpful! Have recommended this service to friends also Reviewed on: 22nd May 2024

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