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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172486)

its a fast easy service

its a fast easy service with great flexibility and the interest isnt cripling unlike credit cards. Reviewed on: 23rd May 2024

Lifesaver

Paypal credit has helped me spread the cost and get out of a few tightspots. They are reliable and have good interest rates Reviewed on: 23rd May 2024

So far so good safe way to make payment...

So far so good Reviewed on: 23rd May 2024

App usage

Easy to use and keep tabs on and having the app helps u keep on top of payments and balance Reviewed on: 23rd May 2024

Praise for PayPal Credit

I have had an excellent experience with PayPal credit. No issues or concerns to report. Love the option to spread payments. I have saved a lot of money using this option with expensive purchases such as mobile phone. Cannot recommend this product highly enough. Reviewed on: 23rd May 2024

PayPal is an easy way to securely pay for stuff weth...

PayPal is an easy way to securely pay for stuff wether it be PayPal credit pay in 3 or using debit card I use PayPal most of the time its quick and simple love it Reviewed on: 23rd May 2024

The safest method of payment and one of the cheapest...

The safest method of payment and one of the cheapest way to use a credit with no interest Reviewed on: 23rd May 2024

More convenient than a credit card.

More convenient than a credit card. Love the interest free time Great relationship with online stores Reviewed on: 23rd May 2024

PayPal is being a forefront in banking service payme...

PayPal is being a forefront in banking service payments. I cannot ask for more, but I want my credit limit to be increased significantly as a loyal customer.. Reviewed on: 23rd May 2024

Happy chappy

Used it a couple of times now and am pleased with the number of outlets I can now use with PayPal. Reviewed on: 23rd May 2024

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