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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172696)

I’ve been using PayPal credit for more than 2 years...

I’ve been using PayPal credit for more than 2 years and it’s easy to use almost any online store. Most of the time with 0 interest in emi upto 12 months. Best way to pay for EBay Purchases… Customer service is not bad but they did allowed some fake sellers payments via online stores. I lost about £73 once and that is just one instance. Reviewed on: 23rd May 2024

It's a fantastic service.

It's a fantastic service. So easy to use Reviewed on: 23rd May 2024

Paypal have become my money management system and of...

Paypal have become my money management system and offer everything I need for daily use. Using PayPal avoids the need to store card details on multiple shopping sites and invariably, PayPal is always a payment option when shipping. They offer I start payment and fantastic credit options including my favourite option of pay in 3, meaning I can get what I need when I need it but not endure long term debt. The versatility they offer is awesome Reviewed on: 23rd May 2024

Good flexibility on credit limit, interest charges c...

Good flexibility on credit limit, interest charges could be lower! Reviewed on: 23rd May 2024

Life saver

It has been a really good life saver when I’ve needed that extra bit of coverage at the end of the month especially when the option of getting a loan wasn’t available to me and I would definitely recommend this to anyone who feels they need that extra support Reviewed on: 23rd May 2024

Flexible and convenient

I like the features and app is easy to navigate Reviewed on: 23rd May 2024

Never had any issues with PayPal.

Never had any issues with PayPal. I love the pay in 3 option and the credit option. Such a great way to help with the cost of living currently and to keep an eye on current spending. Reviewed on: 23rd May 2024

Very easy to apply for and use - I’ve used it severa...

Very easy to apply for and use - I’ve used it several times and it couldn’t be simpler. Once you have the facility you can use it anytime you like Reviewed on: 23rd May 2024

It's good but they need to increase the limit as I h...

It's good but they need to increase the limit as I have a good history with them Reviewed on: 23rd May 2024

I have been using PayPal for over a year and all I c...

I have been using PayPal for over a year and all I can say is that it is the best online wallet I have ever used. It’s easier than my mobile banking accounts. Reviewed on: 23rd May 2024

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