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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172870)

Easy way to pay for bigger items on a short term basis

I find PayPal Credit such an easy way to pay for things. Not only is it simple but the terms are reasonable, as long as you keep a close eye on what you’re spending and make sure you make payments in good time! Reviewed on: 23rd May 2024

PayPal is always here for me

PayPal is always here when I'm in times of need. Reviewed on: 23rd May 2024

Interest free..

Always help me in regards to big purchases and give me 4 months to pay it back interest free Reviewed on: 23rd May 2024

Spread your payment

I am happy to have ability to spread my payments with no extra charge Reviewed on: 23rd May 2024

Easy to use and quick secure payment.

Easy to use and quick secure payment. The only thing that I don't like is if you pay via PayPal for things it takes a couple of days to leave your bank account . Reviewed on: 23rd May 2024

Quick and easy to use.

Quick and easy to use. Never any hassle Reviewed on: 23rd May 2024

Great service really helped me make purchases

Great service really helped me make purchases Reviewed on: 23rd May 2024

Handy and secure.

Handy and secure. A very good tool to secure your payments and/or to buy on credit. Reviewed on: 23rd May 2024

I have never had a problem using PayPal credit

I have never had a problem using PayPal credit, and I know it is helping me with my credit score. I don't use any other type of credit card as PayPal credit is all I need. Reviewed on: 23rd May 2024

Easy to use and like the by now pay in...

Easy to use and like the by now pay in 3 option Reviewed on: 23rd May 2024

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