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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173017)

PayPal has been great since have been using it

4
PayPal has been great since have been using it Reviewed on: 24th May 2024

Fast , easy & secure PayPal credit

5
I have used PayPal credit to pay for everything including holidays. It is accepted everywhere and is a secure and easy way to pay for your purchases. I particularly like to use the 4 months interest free offers , affordable and free if you clear your balance. Reviewed on: 24th May 2024

Spread the cost of my shopping over 4 months without...

5
Spread the cost of my shopping over 4 months without paying interest. Great. Reviewed on: 24th May 2024

Paypal has changed my life when it comes to finances.

5
Paypal has changed my life when it comes to finances. Most of the time I don't have cash available for shopping as my money goes on the mortgage and bills. This way I can buy things and pay back in small amounts. Reviewed on: 24th May 2024

My best financial partner

5
Very easy to use, money that I could use when needed Reviewed on: 24th May 2024

Safe and easy

5
Always feel safe using PayPal to make purchases online Reviewed on: 24th May 2024

Great experience

5
I enjoy using paypal for most of my online purchases and have had peace of mind. Reviewed on: 24th May 2024

PayPal credit is seamless and easy to use I love the...

5
PayPal credit is seamless and easy to use I love the integration with many websites Reviewed on: 24th May 2024

5 stars!!!!

5
PayPal are flexible, offer instalments and east too use Reviewed on: 24th May 2024

It works great

5
Use PayPal on regular basis and find it works great Reviewed on: 24th May 2024

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