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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171781)

Always used PayPal and they offer great deals on int...

Always used PayPal and they offer great deals on interest free. Reviewed on: 21st May 2024

Very easy to purchase goods over £100 and spread the...

Very easy to purchase goods over £100 and spread the cost. I then work out my monthly repayment and never have to pay interest. Most retailers offer payment by PayPal. Especially helpful when payment for my heating - which is oil - and spreading a large payment over 4 months. Reviewed on: 21st May 2024

Every facet of PayPal is brilliant

Every facet of using PayPal and it's services are world class, easy to use, brilliant service and functionality is so simple. Reviewed on: 21st May 2024

Easy to use and very handy great back up if you are...

Easy to use and very handy great back up if you are short 1 month or have an unexpected bill Reviewed on: 21st May 2024

Rainy Days

I've had PayPal for over a decade, when PayPal credit came out I was eager to give it a try to help purchase a new computer. Since then it's become an emergency 'rainy day' kind of fund, helping out on purchases between paychecks. Excellent service. Reviewed on: 21st May 2024

Easy to use, clear T&Cs, good promotional incentive...

Easy to use, clear T&Cs, good promotional incentive to use Reviewed on: 21st May 2024

Had no problem with site the only thing that should...

Had no problem with site the only thing that should be made easier is accessing is applying to get your PayPal credit limit increased easier Reviewed on: 21st May 2024

Amazing!

Amazing! Easy to use, secure and safe. Reviewed on: 21st May 2024

Overall I had good experience, easy and quick process.

Overall I had good experience, easy and quick process. Reviewed on: 21st May 2024

Always available and helpful when needed.

Always available and helpful when needed. Reviewed on: 21st May 2024

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