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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171750)

Use PayPal for piece of mind !!!

PayPal is easy to use and more than that it is far safer to pay this way. I use PayPal most of the time for piece of mind Reviewed on: 21st May 2024

Best payment platform

The Best payment platform. feels safe with all of its security measures. Reviewed on: 21st May 2024

Recent PayPal credit customer

I have only recently started using PayPal credit and having the flexibility of 4 months interest free on purchases over £99 has been great. This allows me to spread the cost of more expensive items over a longer period of time than my current credit cards. Reviewed on: 21st May 2024

Spreading the cost helped me save money each month

I’ve been using PayPal credit for a while now and it really helps beings able to spread the cost. My most recent purchase was over £500 and there’s no way I could have paid that off in one chunk at the moment as I’m trying to put away money. Splitting it up over 4 months without any interest meant that I didn’t have to miss out, and could still afford to put money away each month. Reviewed on: 21st May 2024

I am using a PayPal since a many years,one of the tr...

I am using a PayPal since a many years,one of the trusted payments & it helps me a lot, I will definitely recommend a family & friend.Thank you PayPal Reviewed on: 21st May 2024

Great payment options

Pay in 3 and then interest free periods are great for budgeting and saving money Reviewed on: 21st May 2024

I spread the cost and save money, very helpful in ma...

I spread the cost and save money, very helpful in many ways. PayPal credit charged small interest rate. Reviewed on: 21st May 2024

A quick easy to use platform

A quick easy to use platform fast payment system I would recommend pay pal to anyone Reviewed on: 21st May 2024

Ease application, fast verification, no additional c...

Ease application, fast verification, no additional costs, 0% Reviewed on: 21st May 2024

So easy to use and pay off, the best credit card I’v...

So easy to use and pay off, the best credit card I’ve ever had Reviewed on: 21st May 2024

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