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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165782)

Fuss free lending

I absolutely love using PayPal credit. It gives me time to pay for larger items over 4 months. Reviewed on: 11th August 2022

Easy & quick to Set Up

Easy & quick to set up, uses existing payment methods or add a new one. Your in control of your credit and payments. Reviewed on: 11th August 2022

Easy and very handy

It has helpd me stay safe purchasing things on the internet and the easy payment makes life easier too Reviewed on: 11th August 2022

paypal a real Pay Pal

Paypal really is a pay pal so easy to use Full protection against scammers when you use the PayPal credit system Payments are automatically sent so no missed payments Easy access to help whenever you need it I have so much faith in the Paypal Credit system its the only type i recommend because i never make recommendations for anything Reviewed on: 11th August 2022

secured, fast and reliable

paypal never let me down, always there to help those in need Reviewed on: 11th August 2022

Good laid back credit!

Easy to apply for and manage, with no clunky apps or long payment processing delays! Reviewed on: 11th August 2022

PayPal is always a great option

PayPal Credit has allowed me to spread the cost of important purchases without incurring high-interest payments. Reviewed on: 11th August 2022

Great way to pay

Very helpful with 0% interest for 4 months! Reviewed on: 11th August 2022

Fantastic for Financial Planning & Growth

I've been using paypal credit for about 2 years now, and it's been fantastic for helping me plan my finances and growing it. I haven't found any provider out there that lets you pay back in four instalments interest-free! As an entreprenuer and full time employee, the flexibility and options Paypal credit affords me is second to none. I've been able to make very helpful investment decisions that I would have made if Paypal credit weren't available and affordable. Many thanks to Paypal, I fully recommend paypal provided you are disciplined. Thank you Paypal :) Reviewed on: 11th August 2022

Paypal credit

Very simple and easy to use with 0% intrest for the few monhs easy way to purchase items until you can afford ti pay it back, first class Reviewed on: 11th August 2022

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