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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168112)

Good service.

Good service. Flexible payment options. Reviewed on: 14th May 2024

I think it's good way of slowly paying off for some...

I think it's good way of slowly paying off for some thing you needed quickly. And I suppose it help your credit score as well Reviewed on: 14th May 2024

They always help if there are any problems and easy...

They always help if there are any problems and easy to talk to. Reviewed on: 14th May 2024

Excellent

Very good. Helps withe the putchase and pay later Reviewed on: 14th May 2024

secure, reliable and flexible

PayPal has been secure, reliable and when contacted give excellent service. Services are flexible and easily managed in a user friendly app Reviewed on: 14th May 2024

Great account

PayPal helped out hugely at son's wedding Reviewed on: 14th May 2024

Comfort and Security

Its amazing how easy it is to use PayPal in so many different places and its really secured as well. Reviewed on: 14th May 2024

Easy and safe to use

I am with PayPal for over a decade and find it easy and safe to use when shopping online, booking flights and sending money to friends and family. PayPal Credit and Pay in 3 are very handy to have. Paying for something in a different currency vis PayPal would not probably my first choice though. Reviewed on: 14th May 2024

Fantastic, used for years and now was pre approved f...

Fantastic, used for years and now was pre approved for credit with them, couldn’t be easier. High limit, easy instructions of when to pay back and lots of options for 0% interest for a few months. Reviewed on: 14th May 2024

Saved me on several occasions.

Saved me on several occasions. I always know I have it to bounce back on should I need something urgently and not have enough money to pay for it that particular month. It’s really easy to use and I would recommend it to everyone. Reviewed on: 14th May 2024

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