Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168010)

Mixed review

Mixed. It was ok for me but my wife had some problems Reviewed on: 14th May 2024

Good service

No issues using PayPal for payments of goods or services safe and easy to use Reviewed on: 14th May 2024

Easy & Safe

Just feel safe paying with PayPal. Reviewed on: 14th May 2024

PayPal is simple and easy to use

PayPal is simple and easy to use, There are no hidden traps for people to fall in and the way payments are tracked is perfect Reviewed on: 14th May 2024

It has been smooth without issues

It has been smooth without issues Reviewed on: 14th May 2024

Assured and trusted money management..

Simple and easy to use giving assurance for your money Reviewed on: 14th May 2024

Had PayPal credit for years, always been really clea...

Had PayPal credit for years, always been really clear and super easy to manage Reviewed on: 14th May 2024

Very helpful service, good customer service highly r...

Very helpful service, good customer service highly recommend Reviewed on: 14th May 2024

Safe, secure & convenient.

Safe, secure & convenient. I have had very few problems & when they do occur they are sorted out quickly. Reviewed on: 14th May 2024

Is really good and security , you can buy the things...

Is really good and security , you can buy the things without interest is really 5 stars Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3806 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 86898 reviews
Payments
from PayPal 4.70 from 3808 reviews
Credit card
from PayPal 4.69 from 114 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub