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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167402)

Easy to use and never any issues

Easy to use and never any issues Reviewed on: 12th May 2024

Used PayPal credit for several years.

Used PayPal credit for several years. Never had an issue Reviewed on: 12th May 2024

Love the pay in three months with no interest, also...

Love the pay in three months with no interest, also the automatic withdrawls, less to think about Reviewed on: 12th May 2024

Faultless

Never had any issues using my PayPal Credit account, it's very handy. Reviewed on: 12th May 2024

Helpful and efficient in dealing with my query

Helpful and efficient in dealing with my query Reviewed on: 12th May 2024

Incredible!

Really really convenient for my lifestyle! Reviewed on: 12th May 2024

Excellent credit option

Opened up an opportunity for me to get a credit score in the first place, pay back is never unaffordable and it is very easy to maintain Reviewed on: 12th May 2024

Never had a problem with them , really good app ,the...

Never had a problem with them , really good app ,the customer support a bit slow, overall really good Reviewed on: 12th May 2024

Took out PayPal credit to buy a new device and the e...

Took out PayPal credit to buy a new device and the experience has been seamless with monthly payments automatically taken and not having to worry about interest getting added. Reviewed on: 12th May 2024

The only way to pay with confidence & flexibility.

The only way to pay with confidence & flexibility. Paypay Credit & pay in 3 are my goto methods. Highly recommended Reviewed on: 12th May 2024

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