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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165525)

Brilliant

Absolutely brilliant service all round. Informative and customer focus driven. Should have signed up years ago. Reviewed on: 8th July 2022

PayPal credit is the best!

PayPal has been helpful all the time, with the ability to spread cost, reliable app and much more. Happy to have credit with them. Reviewed on: 8th July 2022

Hassle free payments

With PayPal credits, I can spread my payments! The 0% interest is one of the reasons I signed up for it. Reviewed on: 8th July 2022

PayPal

It’s the easiest thing possible x x Reviewed on: 8th July 2022

amazing

really quick and efficient, choose how much you pay back monthly Reviewed on: 8th July 2022

Extremely good credit facility

Their credit facility is top notch. It is extremely easy to pay with. Reviewed on: 8th July 2022

Good service

Fast and honest response from PayPal on weather your eligible. The APR isn't to high against your borrow and gaining that trust if you have no missed payments can improve your borrowing for bigger purchases in the future. I find PayPal works for me and my budget so I would recommend PayPal to anyone that might be thinking of taking out credit. Reviewed on: 8th July 2022

The most efficient payment and credit provider

I am a loyal PayPal customer for many year, and I have never been dissappointed with the services. The payment process is fast & efficient, one click process. When I had a dispute about a payment, it has been resolved in minutes. Paypal offers credit services, you only need to press the button to approve. In my opinion, PayPal is the best and most efficient payment provider Reviewed on: 8th July 2022

Excellent

PayPal has an Excellent service with credit facilities. Reviewed on: 8th July 2022

Credit

I frequently use PayPal credit. Very handy 4 months interest free Reviewed on: 8th July 2022

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