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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166483)

Ease of Use

The proximity of Paypal credit to you, just when you need it, makes it an outstanding credit provider. Reviewed on: 2nd June 2023

Safe & Sound

I’ve been a customer for many years and would recommend PayPal, the customer service that I’ve always received, also the different credit options they always have on offer Reviewed on: 2nd June 2023

Easy to use

Easy to use, easy to understand, easy to use on internet and very good app Reviewed on: 2nd June 2023

My paypal

Absolutely great service and very helpful Reviewed on: 2nd June 2023

Ease of use. Excellent service

Great to know it's there if something needed and cash is not to hand at that moment. Monthly repayments are very reasonable too. Reviewed on: 2nd June 2023

The best for shoping

I am very happy with paypal credit and I use all the time to pay with no interest. Reviewed on: 2nd June 2023

PayPal ideal, best consumer support among other.

I have been supporting massively by by PayPal without any charge or interest. When you pay your credit in time, you pay nothing. PayPal is the best. Reviewed on: 2nd June 2023

Your wallets best friends

I have been customer since they 1st introduced PayPal Credit payments. It’s saved me lot’s of time shopping conveniently and spreading the cost over a period of time. & its popularity allowed to shop from almost every online store available out there with 24/7 support hassle free shopping. Reviewed on: 2nd June 2023

Money on hand

Easy to use, no hassle whatsoever and safe as well. With PayPal, it's peace of mind all year round. Reviewed on: 2nd June 2023

A life saver

Using paypal helps me to plan financially when I have so many payments to make. PayPal gives the option to pay later and with pay in 3. I take my time to slowly pay them off without being charged interest. This gives me a relief knowing the rise of cost of living. Also the customer service is amazing, they respond quickly in a professional manner & making sure you are feeling content. Thank you so much. PayPal is my next online best friend, I have been using it for many years now. Reviewed on: 2nd June 2023

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