Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174012)

I use it when times are tough and I never have any p...

5
I use it when times are tough and I never have any problems with purchasing Reviewed on: 24th May 2024

I can’t express my gratitude enough, I really apprec...

4
I can’t express my gratitude enough, I really appreciate the opportunity and support. Reviewed on: 24th May 2024

Easy to apply, hear back almost instantly.

5
Easy to apply, hear back almost instantly. Reviewed on: 24th May 2024

PayPal help me to pay for services then pay later.

5
PayPal help me to pay for services then pay later. Reviewed on: 24th May 2024

That's best online banking forever.

5
That's best online banking forever. Reviewed on: 24th May 2024

Great service.

5
Great service. Very helpful for large purchases Reviewed on: 24th May 2024

Good service.

4
Good service. Very good customer service Reviewed on: 24th May 2024

PayPal Review

5
Absolutely marvellous products and fantastic service Reviewed on: 24th May 2024

love love love paypal

5
I love PayPal, its so easy to use and gives me peace of mind when online shopping, can't recommend it enough. Also love the pay in 3,come on handy when I just don't have the money, and split into 3 payments makes things more affordable and I dont have to remember to pay things by certain dates it remembers for me. Fab! Reviewed on: 24th May 2024

Love PayPal!

5
Have used PayPal for years and love the feature available. Once you use it you cannot go back Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96247 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products