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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174120)

It has helped me when i was in need

It has helped me when i was in need Reviewed on: 25th May 2024

paypal is the best

Easy to use, gives you multiple options to pay for things which in the current climate is amazing. Reviewed on: 25th May 2024

helping to buy

Good experience.good for help .every month statement show on PayPal app. Easy to know how much money we spend. Reviewed on: 25th May 2024

PayPal has been a joy, so convenient for paying onli...

PayPal has been a joy, so convenient for paying online and the interest free offers on high value purchases are so underrated. Reviewed on: 25th May 2024

The rate is a bit high for the credit but excellent...

The rate is a bit high for the credit but excellent service Reviewed on: 25th May 2024

Always good fast service and ease of use

Always good fast service and ease of use Reviewed on: 25th May 2024

Great service with PayPal easy to pay safe and reliable

Great service with PayPal easy to pay safe and reliable Reviewed on: 25th May 2024

Best credit out there

I bought a sofa through paypal that I would never have been able to afford without , so quick and now with curve , I can use it absolutely anywhere which was the only thing missing , the best credit our there. Reviewed on: 25th May 2024

Silky smooth

Easy to use and set up. No complications very smooth experience Reviewed on: 25th May 2024

Pay Pal provide me a good amount of credit with no m...

Pay Pal provide me a good amount of credit with no monthly charge ! Reviewed on: 25th May 2024

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