Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174187)

Options are great

Like the options to pay in 3 or 12 months which has helped me a lot for the past year- bought a gaming pc for my son when I couldn’t afford to pay in one go Reviewed on: 25th May 2024

Never had any issues.

Never had any issues. The app is a seamless experience. I can manage my money with ease. The security of PayPal is reassuring and I know I can rely on them to keep my details safe. I've used PayPal credit for a while and it's now my preferred payment method when I need it. Reviewed on: 25th May 2024

Always handy for those moments where cash is short b...

Always handy for those moments where cash is short but need to buy something of a value over £99 Reviewed on: 25th May 2024

It's so easy to use.

It's so easy to use and very competitive Reviewed on: 25th May 2024

more easy and convenient to purchase online

more easy and convenient to purchase online Reviewed on: 25th May 2024

So handy

It has allowed me the freedom to be able to buy things needed with low credit. Easy to manage and easy to pay off. Reviewed on: 25th May 2024

Easy to use

Paypal is easy to use, with 4 months interest free it is helpful to split up lager payments, whilst getting the added benefits of using a credit card. Easy to use app and a brand you feel confident using Reviewed on: 25th May 2024

I have had no bad experiences to date

I have had no bad experiences to date Reviewed on: 25th May 2024

flexible and .easy to manage

Easy flexible bought my last 5 item via PayPal credit Reviewed on: 25th May 2024

fast service excellent custome service recommended

Very helpful excellent customer service Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96354 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub