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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174089)

All done in minute,easy and simple.

5
All done in minute,easy and simple..It is a very good experience Reviewed on: 25th May 2024

Good Service ...

5
I find it hard to speak to uour customer service Reviewed on: 25th May 2024

It's easy to use I rely on Paypal all the...

5
It's easy to use I rely on Paypal all the time Reviewed on: 25th May 2024

Easy to use when im stuggling i apply for credit int...

5
Easy to use when im stuggling i apply for credit intrest free and get it everytime its amazing. Reviewed on: 25th May 2024

Low interest, very convienient and secure.

5
Low interest, very convienient to pay and repay since it's all hooked up to my cards and store accounts anyway. The interface is really simple, the minimum payment is low. You got that security of not needing to type your card info into a bunch of websites. If you shop on ebay it's super covienient. It's a great little pool of credit you can dip-into for big purchases that you want to spreadnout. Reviewed on: 25th May 2024

Excellent service

5
I lost some money due to a flight company folding! PayPal gave me my money back quicker than my friends credit card company! Excellent service! Reviewed on: 24th May 2024

Amazing easy to use no hassle would use again

5
Amazing easy to use no hassle would use again Reviewed on: 24th May 2024

Great experience and very friendly customer service

5
Great experience and very friendly customer service Reviewed on: 24th May 2024

The best place where you can feel safe , absolutely...

5
The best place where you can feel safe , absolutely you are the top credit I have . Reviewed on: 24th May 2024

I've been using PayPal for quite some time now and f...

5
I've been using PayPal for quite some time now and found it very useful and simple to use. Always helpful if I have any problems or queries to be dealt with Reviewed on: 24th May 2024

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