Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173975)

I use PayPal because I trust it, very reliable

5
I use PayPal because I trust it, very reliable Reviewed on: 24th May 2024

Easy to apply, good communication and good back up w...

5
Easy to apply, good communication and good back up when purchases aren't correct and getting money back Reviewed on: 24th May 2024

Seamless in all aspects

5
Seamless in all aspects and absolutely brilliant app Reviewed on: 24th May 2024

A great way to pay online.

5
A great way to pay online with guaranteed refund if things go south,, seemless access to paypal credit who pay back plan is really affordable. Reviewed on: 24th May 2024

PayPal are prompt and thorough in dealing with issues

5
PayPal are prompt and thorough in dealing with issues Reviewed on: 24th May 2024

I always use PayPal because they are safe and secure...

5
I always use PayPal because they are safe and secure and always willing to help if needed Reviewed on: 24th May 2024

I always use PayPal it’s safe secure and you always...

5
I always use PayPal it’s safe secure and you always know that they have your back should you have any problems Reviewed on: 24th May 2024

Troubleshot

5
Very good experience. Easy to do transaction online. Reviewed on: 24th May 2024

PayPal credit was convenient and very easy to use

5
PayPal credit was convenient and very easy to use Reviewed on: 24th May 2024

PayPal credit is an easy way to borrow money for a f...

5
PayPal credit is an easy way to borrow money for a few months. It's hassle free and I have found it useful on many occasions Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96214 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products